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Heritage Oaks Bank
About Us

We have built a strong reputation as an outstanding mortgageĀ lending firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

We're a full service mortgageĀ lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that's just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan. We also offer a special Mortgage Manager service if you are considering refinancing your mortgage.

And, now it's our pleasure to offer all of our exceptional mortgage services online. Through us you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan,at your convenience, online - 24 hours a day.

Thank you for visiting our website. We look forward to putting our mortgage service to work for you!

Equal Housing Lender
Member FDIC Member FDIC